Privacy Policy

Our company complies with these Excellent Privacy Methods;

Complete Privacy Disclosure:

Every associate must comply with our privacy requirements specified by the state of Michigan. As being employed by Detroit Payday Loan Services, the associate is in a legal agreement. This is considered as being able to comply with all privacy regulations. That employee is contracted to follow rules, directions and privacy policies. It is our duty to make sure that you understand all details regarding our Loan services. We will explain the entire privacy process and how it works. This includes that descriptions of all disclosures and service fees. We want you to be able to understand the information we have given you. If you are not sure about our policy, simply ask an associate. We will be glad to explain further.

Extended Repayment Plans:

We can explain our privacy policy regarding the payment of borrowed funds. This includes a payday loan, cash advance or other type of loan services. This is known as the Extended Repayment Schedule Option. Our contract states that we are able to offer our customers this option. In case that you are unable to pay your loan amount on time, we can give you this option. However, after you sign the second agreement stating that you will repay your loan, then you will be obligated to pay on time. If you continue to be delinquent, you will be sent to Collections. We will not provide you with any other offers regarding your financial assistance. That is, once you have reached that point. In the event you are still unable to repay your funds after a second chance, your account and all delinquent statements will be submitted to our Collections Agency. They will review your account for further assistance in collecting your debt.

Financial Compliance Practices:

Our financial officer will obtain all delinquent statements to process your outstanding balance report. This report will be sent to you in the event that you have become delinquent in repaying funds. No matter what stage you are in during the process, we will inform you. This is so you will be able to stop the collections process at any time. If you are wanting to make a payment while in collections, you must contact the collections agency. Unfortunately, we cannot assist you once you are sent to collections. We will always remain professional and courteous while speaking with customers who are delinquent. As an employee at Detroit Payday Loan Services, it is our privacy policy that we are to never to exploit, apply personal threats to you or family members or cause physical and emotion harm. This is to be maintained at all times by every employee. Especially while attempting to collect any overdue balances. If there is ever any feeling that you are being harassed by one of our employees, please Contact our Office immediately.

Online Loans:

Any corporation that offers an online Payday Loan or Cash Advance must be accredited as part of the state guidelines for Loans. An individual is only allowed to apply for any type of loan within the state that they reside in. Unfortunately, you can only have one open loan account at a time. Once you have completely paid off the loan and the account is closed, then you are able to re-apply. This is also a regulation by your current state. The customer must comply with the agreement guidelines along with any other regulations that pertain to Cash Advances or online Payday Loans. To become approved for your loan, you must apply. Whether it is online or in store, simply fill out an application. Seeing as how your credit doesn't matter to us, you will always be approved. No need to worry about background checks or approval letters. You will be approved right on the spot. However, you won't get any assistance if you do not fill out an application. We have made our application process as simple as it could be. Just answer the questions and submit the loan application. Then wait for your approved email to tell you how much you were approved for.

Business and Employee Certifications:

Every business must display somewhere in their office all certificates, licenses and/or credentials that employees must obtain. This is so every employee is legally able to work their duties. It is a requirement that you must provide visible information to all customers and employees. If for some reason that you are not able to locate this information or you can not see it posted in a visible area, ask an associate. We will be able to point you in the right direction in finding our credential certificates. Along with following rules, every employee of Detroit Payday Loan Services, must volunteer a random drug screening at any time. It is also required to maintain a fully detailed background check to ensure that we have hired the best employees. We can guarantee that every employee has passed every requirement needed.

Enforcement:

Every person that is employed with Detroit Payday Loan Services, must follow by our policies and procedures. We have several employees on our management team who supervises on a daily basis. This is to ensure that all privacy policies are in affect daily. We will make every effort to ensure that all of our employees are working and performing their daily duties as advised. Our company maintains and assures a very strict privacy policy. It is important that we help those who are going through financial issues. Let us be the ones that you turn to when the times are tough. You do not have to go through anything alone. We want to help. With our loan services, you can have the money you need within a short time. All you must do is apply online or in store. Since our loan are not based on your credit, you are always approved. Get a loan by Detroit Payday Loan Services today.